Terms of Service
Welcome to Consultara. By accessing our website and using our services, you agree to comply with and be bound by the following terms and conditions. Please read these Terms of Service carefully. If you do not agree to these terms, you should not use our services.
1. Acceptance of Terms
By using the services provided by Consultara, you accept and agree to be bound by these Terms of Service and any additional terms or policies referenced herein. These terms govern your access to and use of our services, including our website and any content, features, or functionalities offered therein.
2. Changes to Terms
Consultara reserves the right to revise or update these Terms of Service at any time without prior notice. You are responsible for regularly reviewing these terms. Continued use of our services after any such changes constitutes your acceptance of the revised terms.
3. Eligibility
Our services are intended for individuals who are at least 18 years of age. By using our services, you represent and warrant that you meet this eligibility requirement. If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms of Service.
4. Services Provided
Consultara provides a range of investment retirement services. These services include but are not limited to:
- Retirement planning consultations
- Investment advice and portfolio management
- Retirement account setup and maintenance
- Educational resources and tools
5. Registration and Account Security
To access certain features of our services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for maintaining the confidentiality of your account login information and are fully responsible for all activities that occur under your account.
6. Use of Services
You agree to use our services only for lawful purposes and in accordance with these Terms of Service. You agree not to:
- Use our services in any way that violates any applicable federal, state, local, or international law or regulation.
- Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of our services.
- Use our services for the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
- Transmit or procure the sending of any advertising or promotional material, including any ‘junk mail,’ ‘chain letter,’ ‘spam,’ or any other similar solicitation.
- Impersonate or attempt to impersonate Consultara, a Consultara employee, another user, or any other person or entity.
7. Intellectual Property Rights
The content on our website, including but not limited to text, graphics, logos, and images, is the property of Consultara or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content provided by Consultara without our express written permission.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Consultara, its affiliates, and their respective officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of, or inability to access or use, our services;
- Any conduct or content of any third party on our services;
- Any content obtained from our services; and
- Unauthorized access, use, or alteration of your transmissions or content.
9. Indemnification
You agree to defend, indemnify, and hold harmless Consultara, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees) arising from:
- Your use of and access to our services;
- Your violation of any term of these Terms of Service;
- Your violation of any third party right, including without limitation any copyright, property, or privacy right; or
- Any claim that your content caused damage to a third party.
10. Dispute Resolution
In the event of any dispute arising out of or relating to these Terms of Service or your use of our services, you agree to resolve such disputes through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will take place in a location chosen by Consultara, and the decision rendered by the arbitrator(s) will be final and binding on both parties.
11. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Consultara operates, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within that jurisdiction for the resolution of any disputes.
12. Third-Party Links
Our website may contain links to third-party websites that are not owned or controlled by Consultara. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Consultara shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites.
13. Termination
Consultara reserves the right to terminate or suspend your access to all or part of our services at any time, with or without notice, for any conduct that we, in our sole discretion, believe violates these Terms of Service or is harmful to other users of our services, us, or third parties, or for any other reason.
14. Miscellaneous
These Terms of Service, together with our Privacy Policy and any other legal notices or agreements published by Consultara on our services, constitute the entire agreement between you and Consultara regarding your use of our services. If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
15. Contact Information
If you have any questions about these Terms of Service or our services, please contact us through the means provided on our website.